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Premium Financing

Premium Financing is an innovative and alternative method for purchasing Life Insurance at little to no out of pocket cost to you.

Am I Eligible? Premium Finance plans are best suited for high net worth individuals who:

  • Have a need for a large amount of life insurance
  • Have a net worth of $3,000,000 +
  • Have an annual income of at least $200,000 +

What are the Benefits?

If you qualify, premium financing can help you purchase life insurance without depleting your other assets or changing your normal cash flow. A premium finance plan can help you to protect net worth continue business development pass your financial legacy to future generations or donate to your favorite charity without altering your other financial objectives. Key benefits include:

  • Reduce current out-of-pocket cost for life insurance coverage
  • Minimal or no impact on current investments
  • Potentially favorable gift tax consequences
  • Provide liquidity in a large illiquid estate
  • Deferring or avoiding capital gains taxes payable from liquidating appreciated assets

We work with only the best insurance carriers and lenders to help you obtain the most competitive insurance premium possible!

Contact Joelle Group TODAY to see if premium financing is the right solution for you!