Disability Insurance Did you know: Over 1 in 4 of today's 20 year-olds will become disabled before they retire. A little more than 36 million Americans are classified as disabled; about 12% of the total population. Back injuries, cancer, heart disease and other illnesses cause the majority of long-term absences 31.2 months is the duration of the average long-term disability claim. More than 50% of those disabled Americans are in their working years, from 18-64 years old.While these statistics are surprising, the risk of becoming disabled for more than 90 days or longer during your working years is incredibly high. Don't leave yourself or your family unprotected! When injury or illness strikes, the last thing on your mind should be how to pay your mortgage, put food on the table or continue paying for your child's education.Contact Joelle Group TODAY to help you to find a disability plan that gives you piece of mind and provides the protection you need!